Whether it's a winter jacket or new shoes, daycare fees or sports club, purchases for the nursery or lunch: Parents have to bear not inconsiderable costs for the basic care of their child. Find out here which state benefits provide financial relief for families.

Did you know, for example, that you can deduct childcare costs from your taxes? This includes costs for daycare, childminders, au pairs or other caregivers. You can find out how this works on the Familienportal.NRW.

School bags, pencil cases, exercise books, pens and much more: purchases for the new school year should not be underestimated. It's good that families with low incomes can receive financial assistance via the school supplies package if the requirements are met. Read more about this here.

It is the dream of many parents: Home ownership. A place where your child can grow up happily. Nowadays, however, many mothers and fathers are reluctant to take the step of deciding to buy their own property. Our expert explains how families can use public funding to fulfill their dream of owning their own four walls.

Any family can get into financial difficulties - so it's all the more important to know what help and support options are available. In this focus topic, parents also receive helpful tips on how to talk to their children about money worries and give them a healthy financial education. Those who deal with financial responsibility at an early age and actively avoid debt create a solid foundation for the future. On the Familienportal.NRW, you will find practical tips, contact points and advice services to help you solve financial problems and remain worry-free in the long term.